Money Etiquette: Holiday Gift-Giving on a Budget
[ad_1] Money Etiquette: Holiday Gift-Giving on a Budget. When it comes to gift-giving over the holidays, my good friend Richard is a pro at the “shrug it off” approach. Last year he didn’t purchase gifts for anyone. And on Christmas morning, during his family’s standard “gather around the tree and open gifts” ritual, when it […]
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